Welcome to First call payment protection
www.firstcallpaymentprotection.co.uk
offers a range of six Protection
products including: mortgage, income, bill, car, loan and
rent. These products
provide financial support in the event of loss of income due to accident, sickness or
unexpected unemployment
(ASU). Please click an icon to find out more:
Please read all our Important Documents before
buying a product.
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0300 200 4866
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9.00am - 5.30pm
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enquiries@fcppl.co.uk
Get a free quote form
Products
- Mortgage Protection
- Income Protection
- Bill Protection
- Car Protection
- Loan Protection
- Rent Protection
Mortgage Protection
Many homeowners’ worst fear is missed payments and potentially repossession, which is why this product, is so popular.
Income Protection
Income payment protection insurance is the way to insure yourself against the severe financial effects the unexpected loss of your salary would bring because of accident, sickness or involuntary unemployment.
Bill Protection
If you only have monthly bills to worry about, why not protect all of your payments with this product.
Car Protection
With no money coming in because of sickness, accident or involuntary unemployment, would you struggle to keep up with your monthly car finance / loan payments and be able to keep your car??
Loan Protection
Protects your loan repayments for upto a year in the event of accident sickness or involuntary unemployment. Loan payment protection cover can start at anytime after you’ve taken out your loan. Premiums are paid monthly so you can stop cover at anytime you like.
Rent Protection
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Money when you need it most!
Many people purchase various types of insurance cover without giving it a second thought - from household and motor insurance to travel and health cover. However, many do not insure the thing that sustains their ability to live - their income. At a time of high unemployment and limited government support for the unemployed and sick, any form of Income Protection Insurance is not compulsory but is something almost essential all working individuals should consider.
All forms of Income Protection Insurance are designed to help protect and fulfil a person's ability to maintain their everyday financial obligations in the event they are unable to work due to unemployment (U) or accident and sickness (AS) or accident, sickness and unemployment (ASU). All products have a benefit duration of 12 months with optional excess periods (the length and time you have to wait before you can make a claim) of: 0 day excess (back to day one); 30 day excess; 60 day excess or 90 day excess.
We offer these products because you never know when or if you are going to need them! Hopefully you never need the protection we offer, but like all insurance products you have to consider how you would cope if you didn't have any insurance protection at all?
Ask Yourself this...
- How are we going to pay the mortgage?
- How long before the house is repossessed?
- What happens if we stop repaying the loan?
- How long before the power goes off if we don't pay the bill?
- When will we be evicted if we can't pay the rent?
- How would we manage without the credit cards?
- We have not made the repayments, how long will it be before the car is taken back?